Public Adjusters in Port Charlotte, FL
When your property is damaged, the last thing you want to have to worry about is whether or not you’re getting enough money from the insurance company. In Port Charlotte, there are many types of property damage that may occur through no fault or lack of preparedness on your side. In particular, hurricane damage or roof damage from a storm is common here, as Hurricane Idalia caused major flooding in 2023 and Hurricane Ian wreaked havoc around Port Charlotte in 2022.
You don’t need to struggle on your own. The team at ICA Public Adjusters in Port Charlotte will assist you and take on the burden, so you can focus on getting your life back to normal. We work directly with the insurance company to get you more money for any claim covered by your insurance. Not sure if your policy covers the damage you’ve retained? We offer free policy reviews to ensure you understand what is covered under your insurance and what we can help you obtain.
Are Public Adjusters Legitimate?
Public adjusters – like professionals in many other fields – should be licensed and bonded to prove their legitimacy. If you engage with a public adjuster in Port Charlotte who cannot produce credentials or does not have an online history of customer reviews, you may want to consider a more established option.
If you can identify a solid track record of service, then public adjusters are the ideal support and guide through the insurance claims process. We will help you get the best possible payout for damage to your personal or commercial property.
At ICA Public Adjusters, we have 20 years of experience serving and advocating for the people of Florida. We belong to the Florida Association of Public Insurance Adjusters in addition to the National Association of Public Insurance Adjusters. Our past clients speak highly of our work and rave about the benefits of working with professional, expert insurance adjusters.
Who Does A Public Adjuster Work For?
Who Pays A Public Adjuster?
We have a contingency fee policy. This means we only get paid if you obtain a payout. We will engage in an agreement at the beginning of your service that determines which percentage of your payout we will receive if we should succeed. Typically, we are able to maximize your claim and get you more money than you would have on your own, so this is still a massive benefit to you with minimal risk. You will never pay ICA Public Adjusters out of your own pocket.
Residential Services
Hurricane Damage
Hurricane Idalia and Hurricane Ian aren’t the only major storms that have hit Port Charlotte. There’s also a history of hurricanes here, with Hurricane Charley in 2004, which originally made landfall in our town. Tropical storms aren’t strangers either. Hurricanes cause damage left and right, from downed trees and electrical lines to flooding to broken windows and caved-in roofs.
Our Port Charlotte public adjusters are especially well positioned to help with major damage like this. We’ve worked for 20 years in Florida, frequently representing clients with major property losses or damage due to hurricanes. Hurricane-related claims can become complicated and stuck in busy insurance company systems, unless you work with an expert who knows how to get them to the top of the queue.
Roof Leak Damage
A roof leak can cause a host of problems, including mold growth, weakened roof structure, water damage, and more. Roof leaks can be a direct result of storm damage, but sometimes, your roof may have difficult-to-indentify weaknesses that are revealed during our wet summers. Port Charlotte homes frequently use asphalt shingles, tiles, or metal as roofing materials, which all vary in durability and longevity.
No matter the type of roof, contact ICA Public Adjusters in Port Charlotte when you need assistance with your roof damage insurance claims. We do the hard work of negotiating with the insurance company, so you don’t have to.
Mold Damage
- Flooding
- Leaking roof
- Leaky pipes
- Wet season (i.e. summer)
Mold needs a certain amount of moisture to thrive, and in Port Charlotte, it doesn’t need to look far. Our climate here is a warm humid subtropical one and is close to a standard tropical wet/dry climate. This means we do have a wet season and a dry season, so it is important to be vigilant about identifying mold during and after the summer, when moisture will accumulate inside your home.
Keep in mind too that updated HVAC and air quality systems will help ensure your home stays mold-free. Air conditioning dehumidifies, and air quality systems can filter out spores and other harmful pollutants from the air in your home. In the event mold does grow within your home, the team at ICA will advocate for you as excellent public adjusters in Port Charlotte, FL.
Fire Damage
Pipe Leak Damage
Kitchen Leak Damage
Vandalism & Theft
While Port Charlotte crime rates are better than Florida’s average, property crimes still impact 9 out of every thousand residents, on average. Northeast Port Charlotte and Gulf Cove tend to be safer, while Parkside, Northwest Port Charlotte, and Murdock are more susceptible to crime. No matter where you are in town, our public adjusters are here to answer your questions about vandalism and theft claims.
Storm Damage
Hurricanes aren’t the only types of storms that hit Port Charlotte. Heavy rains and thunderstorms can cause damage too, and they’re not uncommon during the summer months. Flooding is actually more likely to happen due to heavy rains than due to a hurricane (although deep flooding from a hurricane will impact more properties at once).
Tornadoes and hail can also hit Port Charlotte and impact the homes and businesses around here. These weather events occasionally coincide with thunderstorms. Do not hesitate to call ICA Public Adjusters in the aftermath of a storm! We will get on the case, no matter where you are in the claims process.
Commercial Services
Businesses across Port Charlotte trust ICA as commercial public adjusters because we follow through and deliver on our promises. We offer the same services listed above to our commercial clients. This means we advocate for our commercial clients for everything from fire damage to hurricane damage. We have expertise negotiating for commercial claims and shift our focus accordingly, to ensure your business gets the maximal payout.
Businesses across Port Charlotte trust ICA as commercial public adjusters because we follow through and deliver on our promises. We offer the same services listed above to our commercial clients. This means we advocate for our commercial clients for everything from fire damage to hurricane damage. We have expertise negotiating for commercial claims and shift our focus accordingly, to ensure your business gets the maximal payout.
We also offer unique services for our commercial clients, like business interruption claims, as described in more detail below.