Public Adjusters in Miami, FL
When you’re at your lowest point due to damage to your home or business, ICA Public Adjusters can help. Our claims settlement experts negotiate on your behalf and make it possible to maximize your payout. Our Miami public adjusters make it possible to move on with your life and repair any damage, whether your home in Coconut Grove has been hit by a hurricane or your business in Wynwood sustained fire damage.
It’s not always easy to live and work in Florida, especially in a city like Miami. Hurricanes, tropical storms, and the resulting damage, as well as theft and vandalism, are all risks of living in a vibrant, ocean-front city. Make your life easier by hiring ICA Public Adjusters to handle the tricky part for you and increase the likelihood of a higher payout. We are part of the Florida Association of Public Insurance Adjusters, as well as the National Association of Public Insurance Adjusters, so you can trust us as licensed practitioners.
What Is A Public Adjuster?
A public adjuster, also sometimes called an insurance or claims adjuster, is an advocate for an insurance policyholder. When your property is damaged, if you are covered by an insurance policy, you need to submit evidence of that damage to get a payout. You’ll also need to deal with the insurance company, which often lowballs policyholders, forcing you to accept less than you deserve, all while stressing about bureaucracy during a time when you should be getting back on your feet.
A public adjuster takes over this process and submits the claim for you. With a public adjuster, you are almost guaranteed to get a higher payout than you would on your own, as we know how to properly document damage and negotiate settlements.
When Should I Hire A Public Adjuster?
What We Do As Public Adjusters
When there is damage to your home or commercial property, we help you get more money by negotiating with the insurance company, and we handle the whole process to make it easier on you. We can take on nearly any type of property damage that is covered by a policy, except for naval, cargo, and most vehicles.
Our process as public adjusters in Miami, FL includes the following steps:
Types Of Insurance Claims
Kitchen Leak Damage
Roof Leak Damage
Pipe Leak Damage
A hurricane comes into close proximity with Miami every six to eight years. A major hurricane hits Miami on average every 12 years. It’s also very possible that damage to property in Miami will be greater than in other places due to a hurricane because the population is so dense. We’re here to assist any time a hurricane hits Florida and affects your home or business.
Vandalism & Theft
How We Help Settle Claims In Miami
We have many reasons to be proud of our city in Miami, FL. We’re home to the largest collection of art deco architecture in the United States. We’re also the only major city to be founded by a woman, Julia Tuttle. Miami is a wonderful city for both tourists and full-time residents, and believe it or not, but it is the warmest city in the US during the winter months. That’s why it’s important to many residents of this historic city to be able to maintain their homes and businesses, despite local weather risks, like major storms and hurricanes.
At ICA Public Adjusters, we are always on the policyholder’s side. Since we are Florida-focused claims adjusters, Miami residents can benefit from our existing relationships and know-how about how insurance companies operate locally. We understand how to properly inspect, document, and submit the most popular local claims, like hurricane damage and mold damage.
If you have any questions about your policy, our team will provide a free consultation and help you understand exactly what it entails. We also take on the risk of your case without charging fees. We will only make money if your claim is successful, so our claims adjusters have the same stake in the negotiation process as you do.