Public Adjusters in West Palm Beach
ICA Public Adjusters serves the community in West Palm Beach, FL with pride. Whether you choose to live in West Palm Beach because of the warm weather or the proximity to cultural institutions like the Kravis Center or the Norton Museum of Art, you deserve to live without constantly worrying about damage to your property. Hurricanes, storms, mold, and other risks to southeast Florida residents are hard to avoid entirely, which is why ICA Public Adjusters is here to help you when you need it most.
As public adjusters in West Palm Beach, FL, we inspect your property and submit your claims to your insurance company, along with an estimate for the amount of money you are owed. Our goal is always to negotiate with the insurance company to get you more money to fix the damage you’ve incurred. This is nearly always more than the insurance company initially offers or what you would receive if you went through this process by yourself.
Do I Need A Public Adjuster?
A public adjuster like ICA can help with most types of claims, so long as you are insured. If your insurance does not cover the type of damage your property has suffered, we will not be able to represent you.
Public adjusters in West Palm Beach will be most effective when your claim is for significant damage. We, of course, know how to handle smaller claims in the range of a few thousand dollars. But a simple claim is sometimes easier to submit yourself. You will have a better return on your investment for large, complex cases.
Spotlight On Common Claims In West Palm Beach
While Florida in general is prone to hurricanes, West Palm Beach stays relatively safe from damage. However, that does not mean there is no possibility of storm damage, and it is still important to prepare in case of a tropical storm or hurricane. If a storm does impact your home or business, the number one most important thing to do is document the damage. Without proper photos and documentation, you will not be able to get the settlement you deserve from your insurance.
Here are some of the most common types of damage resulting from a tropical storm or hurricane:
There are several different types of mold that are common in Florida homes, including the following:
In West Palm Beach, we are lucky to have consistently warm weather that’s on average a little less muggy and windy than cities like Miami and Fort Lauderdale. However, we do get more days of rain throughout the year, which can lead to water damage throughout your property.
No matter how it happens, water damage can cause all sorts of problems. Stains or spots could appear on your walls, requiring a new paint job. Water ruins flooring, no matter which type you have, although hardwood floors and carpets will be particularly susceptible to water damage. Floors may have to be completely replaced. Worst of all, mold may grow as a result of the water damage and pose a health risk.
Let’s walk through some of the most common types of water damage we encounter as public adjusters in West Palm Beach, FL.
Your roof may leak after a severe storm, but it’s also possible that you won’t notice general damage to your roof right away. During the winter months, it’s not uncommon for the area to experience a few weeks without rain. But when the rainy season starts up again, you may notice that your roof has sustained damage and requires repairs.
Your kitchen is filled with appliances and water fixtures that may result in leaks. Our insurance adjusters in West Palm Beach will make sure you can fix up your kitchen without putting a burden on your finances.
Pipe Leaks & Burst Pipes
While pipes don’t typically freeze in West Palm Beach, they do burst and leak for other reasons. Perhaps your home is older, and the pipes are corroded. Nearly two-thirds of the housing units in West Palm Beach were built before the year 2000, so it’s possible that important fixtures like pipes will deteriorate if not maintained.
Home fires are often caused in the kitchen by any number of kitchen appliances. They can also be caused by forgotten candles or overloaded outlets. Fire damage may impact all or part of your house, and your insurance likely covers smoke damage, property damage, repairs, and the replacement of furniture or other belongings lost in the fire.
Businesses may also encounter fire damage. The three most common causes of fire damage to businesses are cooking equipment, electrical and lighting systems, and heating equipment. Restaurants and other commercial properties with kitchens are thus the most likely to encounter fires, but other types of businesses with extensive or outdated electrical and lighting systems are also at risk.
Theft & Vandalism
West Palm Beach experiences a high rate of property crime: there is a 1 in 32 that a West Palm Beach resident will be a victim of a property crime. This is substantially worse than the state average. So, it is important to be ready with an insurance policy, as well as a West Palm Beach public adjuster in your back pocket.
Even if you are insured, it can be difficult to get your home or commercial property back in order after it has been vandalized. You may be left feeling vulnerable. And theft can lead to losses that can’t always be fully rectified with money. That’s why what we do at ICA Public Adjusters is so important. We fight for you so you receive the money you deserve, but we also take on the burden of the claims process. Nobody wants to have to deal with insurance companies, especially when in a heightened state of stress after a property crime.